Next-Gen Gold Finance ERP · Tamil Nadu & India Edition

One Screen to Pledge. Complete Banking ERP Behind It.

Purpose-built for pawn brokers, gold finance houses, and NBFC jewel loan desks. Instant LTV valuation, gram-capacity safe lockers, intelligent part-payment collections, and verified double-entry accounting.

Staff Login Request Custom Quote How to Use Guide
1 ScreenKYC → Jewels → LTV → Print
Gram Safe LockersMetal-wise QR door tags
Pending DeskArea filter & call reminders
Immutable BooksDouble-entry statements
Live Loan Simulator
Experience Swarna's instant valuation engine
22K Gold
Appraised Market Value: ₹1,80,000.00
Eligible Loan Amount: ₹1,40,000.00
Effective LTV: 77.8% (Approved)
Monthly Accrued Interest: ₹2,100.00
Get Custom Quote For This Desk
Tamil Nadu Pawn Brokers Gold Finance Companies NBFC Jewel Loan Desks Secure Vault & Locker Desks Bank Re-Pledge Operations
Complete Operational Architecture

Engineered Specifically For Gold Lending

From the moment the jewel hits the scale to monthly collections, locker audit, and final settlement or auction.

Easy Pledge Desk

Customer lookup, jewel rows, live LTV calculation, locker assignment & instant pawn bill printing on one seamless screen.

Locker & Vault Tracking

Metal-wise safe lockers with live gram capacity gauges, printable door QR tags, and fast settlement lookup.

Smart Collections

Value-date interest calculation, auto-split between interest & principal, part-payments, and immutable digital receipts.

Pending Dues Recovery Desk

Real-time overdue tracking, validity vs current days comparison, customer area filter, and inline call reminders.

True Double-Entry Accounts

Account statements, ledger-wise reports, Day Book, Cash Book, Bank Book, Trial Balance, P&L, and Balance Sheet.

Bank Re-Pledge Hub

Map jewelled packets to commercial bank facilities without losing internal customer traceability.

Auction Management

Automated statutory registered notices, multi-batch auctions, bidding logs, and surplus repayment tracking.

AI Financial Copilot

Private allowlisted AI assistant for portfolio stress tests, gold price drop sensitivity, and owner cash insights.

Enterprise Licencing

Licences Built For Your Volume & Scale

Whether you operate a single town pawn desk, a multi-counter branch network, or an institutional re-pledge house.

Single Pawn Shop

Starter Desk

Custom Quote per licence

Ideal for independent pawn shops requiring fast 1-screen pledging, bill print, and digital gold rate history.

Included Capabilities:

  • 1-Screen Easy Pledge & Customer KYC
  • Gold & Silver Rate Master with immutable history
  • Thermal & A4/A5 Pawn Ticket bill printing
  • Part-payment & Value-date interest collections
  • Locker assignment & safe inventory
  • Pending dues recovery list with customer area filter
  • Day Book, Cash Book & Customer Ledger
  • Multi-branch consolidation
  • Bank re-pledge portfolio tracking
  • AI executive copilot & stress models
Request Starter Quote
RECOMMENDED
Multi-Counter & Growing Chains

Pro Enterprise

Custom Quote per licence

For established gold loan houses with high daily footfall, multiple branches, lockers, and full accounting compliance.

All Starter features, plus:

  • Multi-branch & Multi-cashier management
  • Gram-capacity safe lockers with QR door tags
  • Statutory auction notices & auction bidding engine
  • True Double-Entry Accounting: Statement & Ledger Report
  • P&L, Balance Sheet, and Trial Balance generation
  • Automated WhatsApp notices & customer receipts
  • Customer duplicate phone detection & KYC risk scoring
  • Pending list with inline call reminders & CSV export
  • Bank re-pledge portfolio tracking
  • AI executive copilot & stress models
Request Pro Quote
NBFCs & Re-Pledge Networks

Institutional & NBFC

Custom Quote per licence

Complete turnkey enterprise solution with institutional bank re-pledge allocation and private AI copilot models.

All Pro features, plus:

  • Bank Re-Pledge module (commercial bank jewel allocation)
  • Bank margin call & interest differential analytics
  • Private AI Financial Copilot (Gold drop stress test)
  • Month-end closing audit checklist & AI anomaly detector
  • Staff permission matrix & immutable audit log
  • Custom fields & localized regional scheme slabs
  • Multi-tier database automated backup routines
  • Dedicated installation & priority on-site support
  • Custom print layouts tailored to your exact stationery
Request Institutional Quote

Need a bespoke setup or multi-location volume licensing?

Speak directly with our product team for customized implementation quotes, data migration, and local hardware setups.

Call +91 99522 92120 Submit Inquiry